Opening a Bank Account in UAE / Dubai as a Non-Resident
Banks known to accept non-residents: Emirates NBD, Mashreq, First Abu Dhabi Bank (FAB), ADCB, RAKBANK, HSBC UAE, Dubai Islamic Bank. Availability changes — confirm current policy directly with the bank before travelling or wiring funds.
| Minimum deposit | AED 3,000–10,000 for a standard non-resident savings account; premium/priority tiers from AED 25,000+ |
|---|---|
| Remote opening | Not standard — a branch visit is typically required |
| Typical timeline | Typically a few days once documents and a branch visit are completed |
| Account limits for non-residents | Non-residents are generally limited to savings accounts and fixed deposits; current accounts (chequebook, overdraft) require a UAE residence visa |
Remote opening in detail
Not permitted for most banks — a branch visit is required. Existing HSBC Premier/One customers can sometimes start the process remotely via HSBC International Banking.
Documents you'll need
- Passport with UAE entry stamp
- 6 months of home-country bank statements
- Bank reference letter
- Proof of address
- Income documentation
Is UAE / Dubai CRS-Compliant?
UAE / Dubai participates in the OECD Common Reporting Standard — your account details can be exchanged with your country of tax residence. Check the exact exchange status on our sister site's live CRS/FATCA jurisdiction checker.
Frequently Asked Questions
Can a non-resident open a bank account in UAE / Dubai?
Not permitted for most banks — a branch visit is required. Existing HSBC Premier/One customers can sometimes start the process remotely via HSBC International Banking.
What is the minimum deposit for a non-resident account in UAE / Dubai?
AED 3,000–10,000 for a standard non-resident savings account; premium/priority tiers from AED 25,000+
How long does it take to open a bank account in UAE / Dubai as a non-resident?
Typically a few days once documents and a branch visit are completed
Sources, last verified 2026-09-29:
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